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Working Capital

In some markets, Pfizer suppliers may have the ability to expedite payment through one
of the following options:

  • Dynamic Discounting: Pfizer C2FO is a dynamic discounting marketplace that gives suppliers the ability to request early payment on approved invoices in exchange for a discount. To learn more about the program, please go to
  • Supply Chain Finance: Pfizer and our global banking partners have entered into a partnership to offer an early payment solution to suppliers of Pfizer. The supplier benefits range from access to a competitive financing rate and acceleration of cash flows by reducing accounts receivable to increased control of collections. The program can be set up to manually or automatically fund approved invoices early. To learn more about the program, please contact your Pfizer Global Procurement representative.
  • Static Discounting: Standard early payment term option with a fixed discount rate is applied to all invoices cleared for payment within a specified number of days.
  • American Express Buyer Initiated Payments (US only): Buyer Initiated Payments (BIP) is a platform through which Amex makes supplier payments on Pfizer’s behalf using accelerated payment terms for approved invoices. Suppliers do not need to be an active Amex card accepting merchant to enroll into BIP. To learn more about the BIP program, click here.